Private beta · UK

Your life, organised.And saving you money.

Life Account is a private, AI-powered home for everything about your life — people, homes, vehicles, insurance, energy, subscriptions. It stops you overpaying on autopilot, and it never loses a document.

Free in beta Aligned with you Your data stays yours

£720
typical energy saving a UK household loses every year by staying loyal.*
£138
average car insurance saving when switching at renewal.*
17
subscriptions the average UK adult has. Few remember them all.*
0p
what Life Account costs you to try, today.

*Indicative industry figures — your numbers will vary. Life Account never promises a specific saving.

How it works

Three small habits.
One quietly growing picture.

1

Tell, forward, or upload.

Chat with your assistant. Forward an email from the council, the GP, the bank. Drop a PDF. Life Account reads it all.

2

It connects the dots.

Every document links to the right person, home, vehicle or policy — no re-typing, no duplicates, no digging around.

3

It watches for savings.

When your energy, insurance, broadband or mobile is due to renew, Life Account quietly checks the market. One tap to switch.

Step 3 · What it looks like

A nudge you’ll actually want to act on.

Life Account watches your renewal dates quietly in the background. When there’s a meaningfully better deal, you get one short message — with a clear saving and a one-tap switch.

  • One renewal, one message — never spammy.
  • Ignore it and nothing happens.
  • The saving is shown up front, in pounds.
09:045G ▮▮▮▯
LA
Life Account
Now
Energy · 12 days to renewal
Octopus is £312/yr cheaper than your Ovo tariff.
Same standing charge, no exit fee. Switch takes ~60 seconds.
Ignore to do nothing.

How it’s funded

We win when you save. Not the other way round.

Free in beta — we intend to keep it that way.

Our intent is for Life Account to be free to every user. No paywalls for essentials.

Funded by switching commissions.

When Life Account finds you a better energy tariff, insurance quote, broadband, or mortgage deal and you switch, we earn a small commission from the new provider. You save money. We’re paid. Nobody pays us to show you the wrong deal.

Honest about AI costs.

We can’t promise free forever — the AI has real running costs. If heavy users ever need to contribute, it’ll be optional, transparent, and affordable. Essentials stay free.

Life Points

When Life Account does well, so do you.

Life Points are earned for the handful of moments that genuinely move Life Account forward. Each year a proportion of Life Account’s income is returned to points holders as an annual reward, in proportion to the points they hold.

What that reward is worth in any given year depends entirely on how well Life Account is doing. If the platform grows into something large, the reward grows with it — there’s no cap. Our success and yours are deliberately tied together: no dark patterns, no manipulative nudges, no incentive to waste your time.

Beta testers
×5 points on everything, for life.
Early adopters
×2 points on everything, for life.

Points fade at 10% per year, so recent, active users are rewarded fairly alongside long-standing ones. No one is locked out by history.

How you earn
A short list — on purpose.
  • Sign up
    One-off, when you join.
    +50 pts
  • First document uploaded
    One-off, to get you going.
    +50 pts
  • Every switch to a better deal
    Awarded when you actually switch — not just when we suggest.
    +200 pts
  • Friend signs up and uploads a document
    Only when they’re active — not for links that go nowhere.
    +100 pts
Worked example. A beta tester signs up, uploads a document, switches energy twice, and refers a friend who becomes active. That is (50 + 50 + 200 + 200 + 100) × 5 = 3,000 pts in year one. Next year those points fade to 2,700 — while new earnings keep adding on top.

Exact annual-reward percentage, and the beta / early-adopter multipliers, will be published and locked in before GA.

For yourself

Stop losing the paperwork (and money) of your own life.

Renewal reminders you actually trust. One search across years of documents. Quiet nudges when you’re about to overpay. A calm, searchable record of every bill, policy, claim and conversation.

For the people who support you

Care without re-explaining.

Share precisely what a carer, a partner or an elderly parent needs — not everything. Life Account was built from the start around caring and delegation: consented, revocable, and audit-trailed.

Early access is limited.

We’re onboarding people individually so we can listen properly. Join the waitlist, or apply to be a hands-on test user.